Stamp Duty Calculator
Since June of 2016, paying stamp duty became a legal requirement for a second home. It’s important to ensure your buy to let property falls into the residential category before going ahead and reading stamp duty rates. If the stamp duty tax does apply to you then use our specially devised RWinvest ‘stamp duty calculator’ to work out how much tax would could be charged on your property investment.
Stamp Duty Land Tax (SDLT) takes into account the price of the property plus whether you’re purchasing multiple properties, showing a clear breakdown of the taxable amounts and how much you should pay. An essential element of buying an investment property is ensuring you’ve calculated all the fees and funds before going ahead with your investment.
Mortgage Calculator
When purchasing a buy to let investment, you might not have all the funds needed to purchase the property outright which is when a buy to let mortgage comes in. Buy to let mortgages can be used to help you pay for an investment but there are sometimes when mortgages can’t be used. If you’re wanting to use a buy to let mortgage, then using the RWinvest calculator can give you an estimation of how much you will repay over a certain period.
Much like a regular mortgage, a buy to let mortgage involves loaning money that can help cover the initial purchase cost of a property and then the loan is repaid every month by the property owner for a set time period. Generally, to get a buy to let mortgage you need to be purchasing a house or apartment for investment purposes and should have a good level of financial stability to be able to keep up with regular mortgage repayments. Since this type of mortgage is intended for landlords who want to rent out the property rather than live in it, there is a certain criteria you must fall into in order to be accepted for a buy to let mortgage.
Rental Income Calculator
If you’re considering using a buy to let mortgage, you need to understand how much rental income you should receive in order to pay off your payments and make a return on your investment property. The RWinvest rental income calculator works out the minimum rent required to cover your mortgage repayments meaning you will be able to see if it’s possible to generate a significant income after these payments have been made.
Typically, you will need to achieve a 4% gross rental income of the amount you’re borrowing to satisfy any buy to let mortgage lenders. through using our helpful tool, you can work out what your rental income will be within a few clicks. However, it is also important to consider that buy to let mortgages aren’t always as helpful as you may initially think. Many investors choose to pay for the cost of their buy to let property with an upfront payment if they have the funds to do so. This makes more a much easier investment.
What we offer?
Hands Off
Investments
Below Market
Value Prices
High Rental
Returns
Potential for
Capital Appreciation
Excellent
Rated 9.4 out of 10 based on 1460 reviews on
Great sales and after sales service, highly recommended. Daniel was particularly helpful and went out of his way showing me around and even driving me around Liverpool to see other developments with no notice. Very knowledgeable, and a real asset to the the company...
Consumer
25 September
Very good experience, was very concise and knowledgeable.
Ali Zardab
22 September
Adam and Joshua were brilliant! Very smooth process throughout the initial stages of purchase and helped at every step, even escalating matters that were not RW Invest matters to be dealt with. One point of feedback would be for RW invest in general is to seek alternate law firms on the documentation process as the experience with the one appointed was one I wouldn't recommend.
Hanish
22 September
Was kept informed throughout and someone always returned any missed calls timeously.
John McCullagh
22 September
I have purchased a property from RW Invest. Ryan Dunning was a great help to give great overview of the area and the financial analysis. He took time to explain everything in great detail. After reserving the property, Adam Burns has been a great help through the way, being a bridge between the solicitors and me, getting back with responses tp my questions very quickly. He was very diligent and made sure the process went smoothly. Thank you Ryan and Adam!
Banu
20 September
