A £100,000 Investment Deposit: One Premium City Property or Two Suburban Terraces?
Put £100,000 down on one premium city property, or split it across two suburban terraces? Join Bradley Ashley, Director of Sales at RWinvest, as he works through both routes side by side using an illustrative five-year model, including the costs, the rental income assumptions, and what happens when those assumptions change.
Capital at risk. Property values and rental income can fall as well as rise. Buy-to-let is not regulated by the FCA. This is not financial advice.
Save your place
Choose the 11am or 7pm session on Tuesday 17th November, then add your details to register.
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What you’ll see in the session
Both routes worked through side by side, from choosing the property and the true cost of buying to rental income, five-year projections and refinancing. Every figure is illustrative, with the assumptions shown.
- 01
Choosing the property
Location, specification, guest appeal, and the evidence that should sit behind any rental proposition before you rely on it.
- 02
The real buying budget
Why a £100,000 deposit isn’t the total cash you need. There are separate costs to consider, and two properties means two sets of purchase costs.
- 03
Comparing rental income
Nightly rates and occupancy for short lets, monthly rents for long lets, the operating costs included in each, and mortgage interest.
- 04
Looking beyond Year 1
Illustrative five-year rental cash and capital growth, and what happens to the picture when occupancy, rents, interest rates or values move the other way.
- 05
Understanding refinancing
How equity built up in a property may contribute towards a future purchase, and why additional borrowing is not profit.
- 06
Questions to ask before you buy
A practical checklist to take into any property enquiry, followed by live Q&A.
Two major North West regeneration schemes
The session will cover two major North West regeneration schemes, and why location can play a big part in property purchase decisions.
The Liverpool Pumpfields District
One of the two regeneration schemes Bradley looks at, and how location factors into a property purchase decision.
Manchester’s Old Trafford area
The second scheme in focus, looking at why location can play a big part in property purchase decisions.
Bradley Ashley
Director of Sales, RWinvest
Bradley leads RWinvest’s sales team, an award-winning property investment company that markets new-build and off-plan residential property in UK cities such as Liverpool, Manchester and Leeds.
Before you register
Is the webinar free?
Yes. Register with a few quick details to save your place.
Is £100,000 the total I’d need?
No. The £100,000 is the deposit. Stamp Duty Land Tax, legal fees, mortgage fees, furnishing and setup costs are additional, and the session sets these out separately for each route.
Are the figures real results?
No. The five-year model is illustrative only. The session shows the assumptions behind it and what happens when occupancy, rents, interest rates or values move the other way.
Is this financial advice?
No. The webinar is general information, not financial, mortgage or tax advice, and it won’t recommend which route suits your circumstances. For that, speak to an independent, FCA-authorised financial or mortgage adviser.
One property or two?
See both routes worked through side by side, with the costs, the assumptions and the risks laid out, then put your questions to Bradley.
Register for the free webinar Interested in a specific property? Book a Property Discovery Call
Capital at risk. Property values and rental income can fall as well as rise. Buy-to-let is not regulated by the FCA. This is not financial advice.
Book a Property Discovery Call
If you’d like to know more about a specific property RWinvest is marketing, you can book a Property Discovery Call with our sales team.
What the call covers
It covers the facts about that property: price, location, availability, specification, payment schedule, and the letting and management arrangements available for it.
What it doesn’t cover
The sales team doesn’t give financial, mortgage or tax advice, and won’t recommend which route or strategy suits your circumstances. For that, speak to an independent, FCA-authorised financial or mortgage adviser.
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Disclaimer
The content contained in this webinar is provided for general information purposes only and does not constitute, and should not be construed as, investment advice, financial advice or a recommendation by RW Invest to buy, sell, or otherwise invest in any property or product. RW Invest is not authorised or regulated by the Financial Conduct Authority (FCA), and the information in this webinar is not intended to be, nor should it be taken as, a regulated financial promotion. Nothing in this webinar constitutes, in whole or in part, an offer or contract for sale.
While RW Invest strives to ensure that the information presented is accurate and fair, no representation, warranty, or guarantee (express or implied) is made as to its completeness or reliability, and RW Invest accepts no responsibility for any errors or omissions. Any statements, forecasts, or projections are illustrative only and should not be relied upon as statements or representations of fact.
Prospective purchasers or investors are strongly advised to undertake their own independent research, seek independent financial, tax, and legal advice from appropriately regulated professionals, and satisfy themselves as to the accuracy of all information before making any investment or purchasing decisions.
Capital at risk. Property values and rental income can fall as well as rise. Buy-to-let is not regulated by the FCA. This is not financial advice.