What Ithe Best Return on £50,000 Investment?

How to Invest 50,000 How to Invest 50,000

Looking to find out how to get the best return on a £50,000 investment? 

Then this is the perfect guide for you. 

Here you will find a complete guide to investing £50k in UK 2021. 

In this guide, you will find out: 

  • How to invest 50k wisely 
  • Best way to invest 50k in the UK 
  • Best way to invest 50k in property 
  • Where to invest 50,000 pounds 

And more. 

We have split this guide into four chapters, so you can view exactly what you want to see. 

Without further ado, let’s begin. 

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Chapter 1: Should You Invest 50K Chapter 1: Should You Invest 50K

Chapter 1 – Should You Invest £50k?

In Chapter 1 of our guide, we will be discussing everything you need to know before investing £50k.

This includes asking whether you should invest your £50k, and giving you essential questions you should consider before investing.

If you’ve already decided to invest, skip to chapter 2 to see the best ways to invest 50k in the UK in 2021.

Key topics:

  • Should You Invest £50k?
  • How to Invest 50k Wisely
  • 3 Essential Tips to Consider Before Investing
How to Invest 50K Wisely How to Invest 50K Wisely

Should You Invest £50k? – How to Invest 50k Wisely 

This may seem like an odd question to ask, especially when you’re reading a guide titled the best way to invest 50k as an investment.  

However, it’s vital to think about your decision before you invest.  

Investing can be a fantastic way to set yourself up for the future and earn fantastic passive income along the way.  

In a poll from The Times, around 51.9% of those that responded said they would invest a £50,000 windfall. 

While investing may be the perfect choice for many, it may not be for you. 

The reality is you should only invest the money if you are financialy able and have other affairs and goals in order.  

This is how you invest 50k wisely. 

Before you invest, it’s a good idea to clear any outstanding debts, such as credit cards, to ensure you’re starting your investment in the best place possible. 

You could also: 

  • Put away some cash in case of emergencies – around three to six months of your income (known as a cash buffer). 
  • Contribute to your pension – whether that be a workplace pension or private. 
  • Use the money to help pay off your mortgage. 

Considering these factors will ensure you’re financially prepared to invest your £50,000, showing you how to invest 50k wisely. 

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Essential Questions to Ask Yourself Before Investing £50,000

If your financial situation is healthy, and you feel like now is the perfect time to invest 50k, then here are three key questions you should ask yourself before investing. 

When it comes to investing, you’ve got a lot of options. 

To narrow these down and help you decide exactly which route you should take, it’s important to consider what your goals are. 

Are you dreaming of an early retirement? Do you want to buy your perfect family home? Or are fast sports cars more your thing? 

Whatever your goals, these will have a huge impact on exactly what type of property you are looking for. 

This is because your goals will directly impact how long you will want to be in your investment. 

Speaking of which… 

Do you need your money in the near future, or are you willing to wait for decades for the ultimate cash payout? 

Your answer to this question will directly choose what investment strategy is right for you. 

Helping decide your timeframe is important, as the longer you leave your money in an investment asset, the more your money will grow. 

Short-term investments are anywhere under the five-year mark, while longer-term investments can be 10 years or more. 

So, if you’re thinking of retirement, a longer-term investment like property or stocks is more ideal for you. 

Whereas, if you just want more cash in your back pocket, shorter-term strategies like Robo-investing or savings accounts could be perfect. 

It’s important to note that shorter-term strategies often involve more risk, as investment markets are more likely to fluctuate in the short term, so they could be performing poorly when you want to get your money back.

Risk is a word that can cause any investor to shudder. 

But understanding your attitude to risk is a vital component of a successful investment. 

You need to ask yourself how much money you can afford to lose, and how you would feel if you lost thousands overnight. 

Emotions can run high in an investment, and you don’t want to let them takeover to make rash decisions. 

This is particularly true for stocks and shares, which fluctuate in price every minute. 

If you have a bad reaction to seeing your stock prices drop, you could panic and sell early, causing you to lose out on money. 

For this reason, longer-term strategies often include less risk, as they aren’t subject to the shorter term fluctuations typically seen in the stock market. 

How to Mitigate Risk 

Risk comes part and parcel with investing, as there is always the chance that you can lose your money. 

That being said, there are ways you can minimise this risk to set yourself up for success. 

The first piece of advice, and perhaps the most crucial, is to diversify your investment portfolio. 

Diversifying your portfolio means investing in multiple different assets.  

By spreading your finances across multiple sources, you can reduce the impact of one investment failing. 

For example, you can invest the bulk of your finances into real estate, while putting the remaining into a savings account or stocks. 

Another good idea is to review your investment portfolio every year. 

As part of the review, you should rebalance your portfolio if circumstances change. 

In practical terms, this could mean buying more stocks if the value has been lowered so you can benefit more from capital growth later down the line. 

1. What Are Your Goals?

When it comes to investing, you’ve got a lot of options. 

To narrow these down and help you decide exactly which route you should take, it’s important to consider what your goals are. 

Are you dreaming of an early retirement? Do you want to buy your perfect family home? Or are fast sports cars more your thing? 

Whatever your goals, these will have a huge impact on exactly what type of property you are looking for. 

This is because your goals will directly impact how long you will want to be in your investment. 

Speaking of which… 

2. Are You a Short-Term or Long-Term Investor?

Do you need your money in the near future, or are you willing to wait for decades for the ultimate cash payout? 

Your answer to this question will directly choose what investment strategy is right for you. 

Helping decide your timeframe is important, as the longer you leave your money in an investment asset, the more your money will grow. 

Short-term investments are anywhere under the five-year mark, while longer-term investments can be 10 years or more. 

So, if you’re thinking of retirement, a longer-term investment like property or stocks is more ideal for you. 

Whereas, if you just want more cash in your back pocket, shorter-term strategies like Robo-investing or savings accounts could be perfect. 

It’s important to note that shorter-term strategies often involve more risk, as investment markets are more likely to fluctuate in the short term, so they could be performing poorly when you want to get your money back.

3. What is Your Risk Tolerance?

Risk is a word that can cause any investor to shudder. 

But understanding your attitude to risk is a vital component of a successful investment. 

You need to ask yourself how much money you can afford to lose, and how you would feel if you lost thousands overnight. 

Emotions can run high in an investment, and you don’t want to let them takeover to make rash decisions. 

This is particularly true for stocks and shares, which fluctuate in price every minute. 

If you have a bad reaction to seeing your stock prices drop, you could panic and sell early, causing you to lose out on money. 

For this reason, longer-term strategies often include less risk, as they aren’t subject to the shorter term fluctuations typically seen in the stock market. 

How to Mitigate Risk 

Risk comes part and parcel with investing, as there is always the chance that you can lose your money. 

That being said, there are ways you can minimise this risk to set yourself up for success. 

The first piece of advice, and perhaps the most crucial, is to diversify your investment portfolio. 

Diversifying your portfolio means investing in multiple different assets.  

By spreading your finances across multiple sources, you can reduce the impact of one investment failing. 

For example, you can invest the bulk of your finances into real estate, while putting the remaining into a savings account or stocks. 

Another good idea is to review your investment portfolio every year. 

As part of the review, you should rebalance your portfolio if circumstances change. 

In practical terms, this could mean buying more stocks if the value has been lowered so you can benefit more from capital growth later down the line. 

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Chapter 2: How to Invest 50K Chapter 2: How to Invest 50K

Chapter 2 – How to Invest £50,000?

Chapter 2 of our 50k investment guide will explore the best ways you can invest 50k in 2021.

Here, you will find five of the best investment strategies for £50,000, with a pros and cons list of each.

We will also rank each strategy based on if it is long-term or short-term, the return potential on offer, and the risk involved.

Key Topics:

  • How to Invest £50,000 (Five Strategies)
  • Best Way to Invest 50k UK
  • Where to Invest £50,000 If You Have a Low-Risk Tolerance?
How to Invest 50,000 Pounds (Five Ways) How to Invest 50,000 Pounds (Five Ways)

How to Invest 50,000 Pounds (Five Ways) 

If you’re looking for the best way to invest 50k, this is the section for you. 

Below you will find five investment strategies ideal for investing 50k in the UK.  

1. Investing 50k into Real Estate 

Short term or long term strategy? Both

Risk:  ★ ★ ☆ ☆ ☆

Return Potential:  ★ ★ ★ ★ ★

Likely the number one way to get the best return on a £50,000 investment, real estate investment has surged in popularity in recent years. 

Real estate investment, otherwise known as buy to let property investment, is the purchasing of a property to rent to a tenant for income. 

The reason why it is so ideal compared to other strategies is that it can fulfil both short term and long term goals for investors through two forms of returns. 

  1. Rent – Currently at a record-high average of £1,029 PCM, according to HomeLet. 
  2. Capital Appreciation – the increase in value of the property over time. 

While the monthly passive income is incredibly beneficial in the short term to accompany full-time income, what sets property truly apart is the potential for capital appreciation. 

In the last year alone, property prices have increased in value by a staggering 13.19%, according to official Land Registry data. 

That means, if you bought a property in September last year and sold it now, you would stand to earn a massive 13.19% profit. 

Considering that you would typically stay in the property for longer than just one year, these growth levels are an incredibly positive sign. 

It gets even better for the future, too.  

Current estimations from Savills have predicted that UK prices are set to rise by 21.5% by 2025 on average, with highs of 28.0% in the North West.  

With these predictions, buy to let property is likely the best way to get the best returns on a £50,000 investment. 

Here are some of the pros and cons of investing in property as an option for what to do with 50k. 

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Investing 50K Into Stocks and Shares Investing 50K Into Stocks and Shares

2. Investing 50k into Stocks and Shares 

Short term or long term strategy? Both

Risk: ★ ★ ★ ★ ★

Return Potential: ★ ★ ★ ★ ★

The ultimate high risk/high reward strategy, stock market investing can be an incredible investment strategy for those looking to invest £50,000. 

Here, investors can purchase fractions of a company to earn income via dividends. 

However, like property, for the best return on a £50,000 investment, you should be more interested in capital growth. 

With stocks, prices for each stock can rise over time, allowing investors to sell their stocks for a considerable profit. 

The problem is, though, stocks and shares can be incredibly volatile. 

This means that prices rise and fall constantly, making it incredibly hard to choose the right time to sell. 

If you make emotional decisions and sell when prices drop, you could stand to lose a substantial part of your investment. 

Likewise, if you stick through it and hold on to stocks too long, you may end up missing out on a massive profit. 

This difficulty sets apart the best investors from the rest, with those with the know-how able to make the best returns. 

If you have a low risk tolerance, or are new to stock investment, it is likely not the best investment for £50,000.  

Find Out How Stocks Compare With Property in Our Ultimate Guide 

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Investing 50K Into Cash ISA Savings Accounts Investing 50K Into Cash ISA Savings Accounts

3. Investing 50k into Cash ISA Savings Accounts 

Short term or long term strategy? Long-term

Risk: ★ ☆ ☆ ☆ ☆

Return Potential: ★ ★ ☆ ☆ ☆

If you’re not keen on investing £50k of your money in either property or stocks and shares, you may be looking for less risky and more ‘safe’ places to put your money. 

One of the best ways to invest your money with low risk and tax-free returns is by putting your money into a high-interest savings account such as a cash ISA.  

There is a range of different ISAs out there, from lifetime ISAs to stocks and shares ISAs, but the maximum amount you can deposit into an ISA is £20,000 per year.  

This means you would only be able to do this with part of your 50k. 

With lifetime ISAs, you can also only deposit a maximum of £4,000 into your account per year. 

As the famous quote from Robert G.Allen goes: 

“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.” 

If you’re serious about maximising your wealth by investing £50k, the best financial advice would be to put your money into an appreciating asset. 

Although, if you want to know how to invest 50k safely, it is well worth putting some money into savings accounts. 

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Investing 50K Into Bonds Investing 50K Into Bonds

4. Investing 50k into Bonds 

Short term or long term strategy? Short term

Risk:  ★ ★ ★ ☆ ☆

Return Potential:  ★ ★ ★ ☆ ☆

Another popular way to invest £50k, bonds are fixed-income investments commonly used by companies to generate funds. 

Here, investors can offer funds to companies in the form of a bond, which is paid at a fixed interest rate over the agreed-upon time. 

Bonds are given a rating for their level of risk, ranging from Triple A to C (A being the less risky option).  

Like many investments, the riskier the rating, the higher the interest rate given. 

Bonds can be incredibly effective for investors for a variety of reasons. 

Unlike the stock market, bonds aren’t volatile with investors knowing exactly what they will earn when investing. 

You can buy bonds anywhere from £1,000 onwards, but the fixed terms mean you will be earning far less than you could with stocks or real estate. 

For that reason, bonds don’t offer the best return on £50,000 investment. 

Investing 50K Into Cryptocurrency Investing 50K Into Cryptocurrency

5. Investing 50k into Cryptocurrency 

Short term or long term strategy? Long term 

Risk:  ★ ★ ★ ★ ★

Return Potential:  ★ ★ ☆ ☆ ☆ 

The proverbial new kid on the block, cryptocurrency has become one of the most popular ways to invest £50k in 2021. 

However, many investors have been left confused at the concept, with a difficult learning curve to overcome. 

In laymen’s terms, investors purchase the currency online and can trade it to other investors using online platforms. 

At the time of writing, one Bitcoin (the most popular cryptocurrency) is currently worth the equivalent of £37,340.48. 

Therefore, with £50k, you could buy one full Bitcoin. 

The whole purpose behind cryptocurrencies is to cut out any middlemen or banks taking a cut of the profits. 

Still confused? You aren’t alone.  

Many investors have struggled to grasp the concept but that hasn’t stopped many from earning huge returns. 

In fact, a report from The Times found that Bitcoin investors netted a 500% profit in 2021! 

Imagine, then, what the currency could be worth in 10 years. 

While this sounds incredibly exciting, there is a caveat. 

Cryptocurrency is exceedingly volatile. One financial expert speaking to Time magazine about Bitcoin stated: 

“You have a high chance of losing it all, but a small chance of winning it big.” 

For this reason, it’s unwise to put a bulk of your 50k into this asset. 

If you want to ask how to invest 50k safely and wisely, it’s best to avoid this asset with the full amount, but is certainly worth putting some cash in. 

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How to Get The Best Return on 50K Investment How to Get The Best Return on 50K Investment

How to Get the Best Return on £50,000 Investment? 

Now that we’ve looked at the five most popular and best ways to invest £50k, how do you actually get the best return on £50,000 investment? 

Well, if you’re looking to invest the entire lump sum, then buy to let property is the clear winner. 

This is because of the sizeable average monthly income of up to £1,000 or more, along with the massive potential for capital growth. 

For instance, back in 2001, the average Manchester property was worth £46,842, according to the Land Registry. 

Now, 20 years later, they are worth £206,574 – a 341% profit.  

That’s without factoring in 20 years of rental returns, too! 

Property prices in the UK are set to rise by an average of 21.5% by 2025 alone.  

In the North West, even higher growth of 28.0% is anticipated. This means that a UK property currently worth £50k could be worth an average of £64,000 in just four years! 

If you want to know how to double 50k investments, or secure the best return on £50,000 investment, real estate investment is likely for you. 

Where to Invest 50K if You Have a Low-Risk Tolerance Where to Invest 50K if You Have a Low-Risk Tolerance

Where to Invest £50,000 If You Have a Low-Risk Tolerance? 

If you’re not willing to risk losing your £50,000 at the drop of a hat, it’s advisable to avoid high-risk investments like stocks and shares.  

Instead, buy to let property provides a lower-risk option that still offers some amazing earning potential. 

If you have a super low risk tolerance, you may wish to just put your money into a savings account that generates some return on investment like a cash ISA. 

You could also purchase some premium bonds. However, keep in mind that this won’t offer the best return on £50,000 investment. 

While strategies like buy to let will generate higher returns than these options, ISAs and premium bonds can sometimes be a tax-efficient way to ease yourself into the investment world before committing to a more serious investment. 

It’s important to note, though, that this is a very limited form of investing your money.  

If you want to get the most out of your £50k investment, you should accept a little risk and consider a property investment venture. 

Learn How to Maximise Your Investment Potential With 10 Crucial Tips in 2021 

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Why Invest in Buy to Let Property on a 50K Budget Why Invest in Buy to Let Property on a 50K Budget

Why Is Buy to Let Property the Best Investment for £50k Budgets? 

Based on the fact it’s a low-risk venture with fantastic potential returns, buy to let property investment is generally considered the best way to invest £50k.  

Let’s go into a bit more detail on exactly why investors who want to invest £50k of their money should do so into property. 

Low Risk With High Returns 

To understand why property investment is the best way to invest 50k is to look at both the risk profile of this investment type and the potential income you could generate. 

Say, for instance, you put a deposit down of £50,000 on a buy to let mortgage for a property worth £90,000, with an interest rate of 2.5% over 25 years. 

Your capital repayments would cost £217 a month, but if you invest in a strong buy to let area where rental costs stand at £800 a month, you would still make a monthly return of almost £600. 

Then, if in 25 years your property has grown by an average of 300% (in line with past house price growth trends), you would make a capital growth profit of almost £200,000. 

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Chapter 3: Investing 50K in Real Estate Chapter 3: Investing 50K in Real Estate

Chapter 3 – Investing £50k in Real Estate  

Chapter 3 of our guide will focus on what many people consider the best way to invest 50k in 2021 – real estate. 

In this chapter, you will find out how to invest in property for £50k, the best way to invest £50k in property, and where to invest 50,000 pounds in property.

If you’ve decided to invest in property, and already know how, then skip to chapter 4 to see the latest property investment opportunities from RWinvest.

Key Topics:

  • How to Invest in Real Estate?
  • How to Afford Property in 2021?
  • Where to Invest 50,000 Pounds?
  • Property Investment Top Tips
Snow Hill Wharf Snow Hill Wharf

How to Invest in Real Estate?  

While real estate is one of the best ways to invest £50k, all strategies aren’t equal, and there’s more than one way to invest in property. 

The most popular investment strategies in 2021 are: 

  1. Residential Buy to Let – buying a home to rent to a family or single occupant. 
  2. Student Buy to Let – renting to student tenants by buying a purpose-built student accommodation. 
  3. Commercial Buy to Let – renting to a company or business. 
  4. HMOs – a house of multiple occupancy that often houses university students. 
  5. Real Estate Investment Trusts – a company that owns and buys properties on behalf of shareholders. 
  6. Buy to Sell – buying a property and renovating it to sell on for a profit. 

While we won’t go into complete detail here (you can find that in our in-depth property investment UK guide), the bottom line is that residential or student property is the way to go.  

Simply put, the residential and student markets are thriving and are offering the highest returns in 2021 compared to other methods, making it the clear best way to invest £50k in property. 

Whether you purchase purpose-built student accommodation, or flats and apartments, you can make a lucrative investment in both markets. 

While the likes of HMO investment offer huge returns, the investment strategy is being clamped down by local councils, making the future of HMOs unclear. 

To get a complete insight into different property investment strategies, be sure to click the link to read the free guide. 

What’s the Best Way to Invest in Real Estate With £50k? 

Find Out in Our Complete UK Property Investment Guide for 2021 

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How to Afford Property in 2021? 

It’s no secret that house prices have been rising at incredible levels over the past year. 

While this is great news for those who already own property, it poses a big hurdle for anybody trying to get on the property ladder. 

Currently, according to the Land Registry, the average UK home costs over £260,000. 

Now, this is obviously far higher than a £50k budget, but fear not – there are two tried and trusted ways you can invest in property without breaking the bank. 

They are: 

  1. To invest in off-plan property 
  2. To use the services of a property investment company. 
What Is Off-Plan Property What Is Off-Plan Property

What is Off-Plan Property Investment? 

Off-plan property investment is a type of investment where the development isn’t yet complete before you purchase the property. 

This kind of buy to let property investment is becoming one of the most popular types of real estate due to the benefits available. 

This is because developers offer off-plan properties at below-market rates as an incentive to invest in the project. 

With lower prices, the room for capital growth is even higher, setting yourself up for more success. 

Due to their low cost, off-plan investments are particularly appealing for those looking for the best way to invest 50k in property. 

If you want to find a high-quality investment with a lot of potential for investment returns and capital growth, buying off-plan is a great way to invest 50k safely. 

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What Is a Property Investment Company What Is a Property Investment Company

What Is a Property Investment Company? 

If you’re thinking of investing in off-plan property, the perfect compliment to maximise your savings and investment potential would be choosing a property investment company. 

property investment company helps people invest in property. 

This is ideal if you’re new to the investment world, as the company can guide you through the entire process and help you find the right property for you. 

Investment companies often specialise in specific property types, which means you can carefully select the right company for you. 

For instance, here at RWinvest, we specialise in residential and student off-plan property, while also selling some completed properties. 

By choosing an investment company, you can take away all the struggles of property investment for an easy and user-friendly experience. 

Invest From £38,950

Embankment Exchange

80% Units Sold

Manchester Prices from £179,950

6% Projected Rental Returns

Up to 34% Below Local Comparable

Invest From £50,000

The Hive

Creating a Buzz in the Luton Market

Luton Prices from £179,950

5% Rental Returns 

75% Sold Out - Units Selling Fast

3 Units Remaining

The Summit

UK Leading Developer

Liverpool Prices from £139,950

Assured 7% NET Rental Yields

15-20% Below Market Value

Liverpool Liverpool

Where to Invest 50,000 Pounds in Property? 

While buy to let property is certainly a top investment strategy to consider, this isn’t the case everywhere in the UK. 

Some areas in the UK offer far higher investment potential than others, with higher returns and more affordable property prices. 

In general, investors should focus on eight categories when evaluating the potential of a city. 

  • Affordability  
  • Rental Yields  
  • Market Growth Potential 
  • Tenant Demand  
  • Regeneration  
  • Career Opportunities  
  • Transport Links  
  • Amenities 

If a city or town offers all these aspects, then it is well worth considering investing. 

But don’t worry, we’ve done the hard work for you. 

You can find an in-depth guide to the UK’s top 10 best places to invest by following the link. 

Overall, though, the likely best place to invest £50k in property is Liverpool. 

Liverpool offers average property prices of only £163,580, over £100k less than the average UK house price, and the most affordable out of every major UK city.  

RWinvest specialises in Liverpool property, and we have several properties that can fit a £50k budget thanks to our fantastic payment plans. 

For instance, you can invest in Liverpool’s first eco property ELEMENT- The Quarter or the fantastic completed student accommodation Shaw Street and get huge 8% returns. 

How to Build a Property Portfolio with 50K How to Build a Property Portfolio with 50K

How to Build a Property Portfolio With £50k?  

The best investors usually have several properties in their portfolio to maximise their returns, but is this possible with £50k? 

If you’re asking how to build a property portfolio with £50k, you may struggle. 

Property can be expensive and it is unlikely you can buy more than one top investment property for just £50k. 

However, to maximise your investment, be sure to invest in off-plan property and with a property investment company to save thousands. 

Then you can re-invest your earnings and the money you saved to buy another property! 

Want to Get Ahead of the Investment Game for 2022? 

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How to Invest 50k in Property: Top Tips

Investing is a big commitment, whether you want to know how to invest £500,000 or are trying to work out how to invest 1 million pounds. 

So, before you go through with investment in a rental property, one of the biggest pieces of financial advice is that you need to make sure you’re ready.  

The best way to invest £50,000 is to do it at a time when you feel financially secure enough to do so. 

If you have a significant amount of savings and you’ve set yourself a budget of 50k, then you know you can invest 50k safely without it massively impacting your financial situation if things don’t go to plan. 

To get a bit more clarity on whether you’re managing money correctly, it might be worth meeting with financial advisers who can offer money tips and help you make your decision whether or not to invest. 

Keep in mind that there are also taxes that need to be paid for a buy to let investment, such as income tax and stamp duty tax. 

If you feel that you’re ready for buying an investment property to rent with a 50k budget, then you should also make sure you understand how to invest 50k wisely, and this means finding a good property investment company and popular developer to work with. 

This way, you’ll have more peace of mind in knowing that your funds are safe and your investment is in the right hands. 

You should also consider finding a good property management company if you don’t have the time to run the property yourself.  

This is commonly known as making a hands-off investment or passively investing. 

When it comes to the best way to invest 50k, UK investors need to research the best buy to let areas. 

The location of a property has a lot of influence over the success of a buy to let investment. 

This is why researching the best place to invest 50k is an essential part of your investing strategy. 

As with most investments, you can’t find out the best way to invest 50k without knowing about the best locations for what you have in mind. 

Be sure to check out our best places to invest in property guide for a full top 10 list. 

The best way to invest 50k in property is to think of this initial investment as the beginning of your property portfolio or to spread the amount across multiple investments. 

Building a property portfolio is a great way to increase rental income and is ideal if retirement planning is your main motive behind investing in the property market. 

Do your property market research on the best areas to invest in and try to make your portfolio as diverse as possible by choosing some variety in rental yields, property type and house price. 

Spreading your portfolio across different areas and cities is also a good idea to diversify your portfolio and minimise the risk of a local property market collapse impacting your returns. 

1. Make Sure You’re Financially Ready 

Investing is a big commitment, whether you want to know how to invest £500,000 or are trying to work out how to invest 1 million pounds. 

So, before you go through with investment in a rental property, one of the biggest pieces of financial advice is that you need to make sure you’re ready.  

The best way to invest £50,000 is to do it at a time when you feel financially secure enough to do so. 

If you have a significant amount of savings and you’ve set yourself a budget of 50k, then you know you can invest 50k safely without it massively impacting your financial situation if things don’t go to plan. 

To get a bit more clarity on whether you’re managing money correctly, it might be worth meeting with financial advisers who can offer money tips and help you make your decision whether or not to invest. 

Keep in mind that there are also taxes that need to be paid for a buy to let investment, such as income tax and stamp duty tax. 

If you feel that you’re ready for buying an investment property to rent with a 50k budget, then you should also make sure you understand how to invest 50k wisely, and this means finding a good property investment company and popular developer to work with. 

This way, you’ll have more peace of mind in knowing that your funds are safe and your investment is in the right hands. 

You should also consider finding a good property management company if you don’t have the time to run the property yourself.  

This is commonly known as making a hands-off investment or passively investing. 

2. Research the Best Place to Invest 50k

When it comes to the best way to invest 50k, UK investors need to research the best buy to let areas. 

The location of a property has a lot of influence over the success of a buy to let investment. 

This is why researching the best place to invest 50k is an essential part of your investing strategy. 

As with most investments, you can’t find out the best way to invest 50k without knowing about the best locations for what you have in mind. 

Be sure to check out our best places to invest in property guide for a full top 10 list. 

3. Build up a Property Investment Portfolio

The best way to invest 50k in property is to think of this initial investment as the beginning of your property portfolio or to spread the amount across multiple investments. 

Building a property portfolio is a great way to increase rental income and is ideal if retirement planning is your main motive behind investing in the property market. 

Do your property market research on the best areas to invest in and try to make your portfolio as diverse as possible by choosing some variety in rental yields, property type and house price. 

Spreading your portfolio across different areas and cities is also a good idea to diversify your portfolio and minimise the risk of a local property market collapse impacting your returns. 

Increase Your Income by 300% With a Property Portfolio 

 

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Chapter 4: Latest Property Investment Opportunities Chapter 4: Latest Property Investment Opportunities

Chapter 4 – Latest Property Investment Opportunities 

In the final chapter of our £50k investment guide, we will take a look at the latest property investment opportunities from RWinvest. 

These properties are perfect for any investor with a £50,000 budget.  

If you want to get the best return on a £50,000 investment, these properties are the way to do it. 

ELEMENT- The Quarter – Liverpool’s First Eco Property  

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The revolutionary ELEMENT – The Quarter has been turning heads since its announcement in 2020. 

Filled with pioneering eco-technology, the project is set to revolutionise how we live in the UK, with lower energy bills and more eco-friendly facilities for the planet. 

With prices starting at only £74,950 and huge returns of up to 8%, ELEMENT – The Quarter is one of the most affordable luxury properties on the entire UK market, and is perfect for both students and normal residents. 

Secure your apartment today before the final stock runs out. 

Shaw Street – A Completed Student Development in Liverpool 

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Our latest investment property, Shaw Street, offers prices from just £69,995 with 8% yields.  

Based in Liverpool city centre, this completed and tenanted student property is one of the best deals we’ve offered in years. 

Due to the project already being tenanted, you can start earning from day one. 

Thanks to the perfect payment plans from RWinvest, all of our properties are ideal if you have £50k to spend. 

If you want to find the best way to invest £50k without sacrificing quality, buy to let is a great option in 2021 and beyond. 

Merchant’s Wharf – Manchester Waterfront Luxury 

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The height of luxury in Manchester, Merchant’s Wharf is a stunning new development gifted stunning views of the Salford waterfront. 

Minutes from Manchester city centre, the project may seem too pricey for those with a £50k budget. 

However, with our current 15% deposit scheme, you can secure the deposit on a fantastic 2 bedroom luxury apartment for just £42,792. 

The remaining total is mortgageable, allowing investors with lower budgets to still afford a luxury investment property. 

Act fast and secure your investment today! 

Invest From £38,950

Embankment Exchange

80% Units Sold

Manchester Prices from £179,950

6% Projected Rental Returns

Up to 34% Below Local Comparable

Invest From £50,000

The Hive

Creating a Buzz in the Luton Market

Luton Prices from £179,950

5% Rental Returns 

75% Sold Out - Units Selling Fast

3 Units Remaining

The Summit

UK Leading Developer

Liverpool Prices from £139,950

Assured 7% NET Rental Yields

15-20% Below Market Value

RWinvest RWinvest

Get in Touch With RWinvest Today 

We hope you’ve enjoyed our in-depth guide to the best way to invest £50k. 

If you’re ready to invest in property, then look no further than RWinvest. 

With over 17 years of experience in property, and over 1,000 five-star reviews, you can trust us to deliver the best investment opportunities in the UK.  

You can start investing in our stock from just £34k today and get access to huge 8% returns. 

We even offer free furniture packs on select properties, with exclusive deals and investments you won’t find anywhere else. 

We’ve just launched an incredible new investment opportunity in Manchester, with Embankment Exchange set to revolutionise the Greengate real estate market – only £50k needed today.

Join 75,000 investors today and invest with the best UK property has to offer. 

We can also offer you guidance to help you start investing and help you secure your ideal opportunity for lucrative investment returns.  

For more information on getting started in property investment, look at our beginner’s guide to buy to let property or call us today to see all of our options. 

Disclaimer : The content in this guide to the best way to invest 50k is offered for informational purposes. It should not be taken as investment advice.

If you’re looking for financial advice, we’d suggest seeking the expertise of a financial advisor before investing your money.

This guide to the best investment for £50,000 was last updated in October 2021.