RWinvest FAQs

Buy to let is when a property is purchased for the purpose of being let out to tenants. Through owning a buy to let property, investors can generate a return on investment through regular rental income.

Rental yields are percentage figures which indicate the type of returns you will make on your buy to let investment. Identifying your rental yield is a key part of any property investment strategy.

An assured rental yield is a rental guarantee from the developer of your chosen investment. This allows you to invest in property while knowing you’ll receive a fixed return on your investment for a number of years.

Investing in buy to let is a great way to maximise your money by owning a lucrative asset. When well-researched, buy to let provides consistent rental returns year after year which can be used to grow an attractive property portfolio.

A buy to let mortgage is very similar to a regular, residential mortgage – money is loaned by a provider to help cover the initial purchase cost of a property, and the loan is repaid every month by the property owner over a set time period.

With buy to let property investment considered a kind of business deal, there are a few different types of tax that are associated with it. From capital gains and income to stamp duty and tax relief, understanding tax on buy to let is integral to making the most out of your investment.

Capital appreciation is when the value of your property has increased over time, meaning it can be sold for a higher price than the initial purchase price. It’s important to consider capital appreciation alongside rental returns to get the most out of a buy to let investment.

Purpose-Built Student Accommodation (or PBSA), refers to a property which has been built to provide students with accommodation during their university studies. PBSA is one of the best asset classes for buy to let investors to consider thanks to the potential returns and high demand.

There are many differences between student and residential properties. For instance, student properties are rented to students only, while residential properties can be rented to a range of different tenants like young professionals or retirees.

Off-plan properties are beneficial due to the fact that they are able to be purchased at below-market rates, come with the possibility of high capital growth, and give the investor more flexibility and freedom to hand-pick the best units for their investment.

If you’re looking where to invest in property UK, some of the top property hotspots for the UK are cities located in the North, specifically North West cities Liverpool and Manchester. These cities come with the best rental yields, high levels of demand, and impressive house price growth.

During the duration of assured rental periods, the development is managed by an allocated management company who deals with aspects like marketing, finding tenants, and general maintenance responsibilities.